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SENIOR MORTGAGE LOAN ORIGINATOR

STACEY DOWLING

Turning Colorado homebuyers' dreams into reality for over 20 years. With expertise, dedication, and a personalized approach, I guide you through every step of your homeownership journey.

Experienced Colorado mortgage loan officer. Stacey Dowling helps homebuyers with expert guidance & personalized service.
20+ Years Experience
1,000+ Satisfied Clients
Fast Closings
Customized Solutions
20+ Years Experience
1,000+ Satisfied Clients
Fast Closings
Customized Solutions
NMLS# 196631

Professional Summary

With over 20 years of experience Nationwide real estate and lending industries, Stacey Dowling is a trusted name in mortgage advising. Known for her consultative approach, clear communication, and dedication to educating her clients, Stacey helps homebuyers and investors navigate the mortgage process with confidence and clarity. Whether you’re a first-time homebuyer, refinancing your current loan, or building an investment portfolio, Stacey offers personalized guidance tailored to your unique financial goals.

Professional journey

owner & mortgage officer
2024 - Present

The Dowling Group

  • Specializes in first-time buyers, high-net-worth individuals, and investment property financing
  • Customizes mortgage solutions to align with clients’ financial goals
  • Resolves complex loan challenges with a calm, solutions-focused mindset
Branch manager
2023 - 2024

Luminate Home Loans

  • Leads branch operations with a focus on home financing and client relationship management
  • Oversees full-service banking and lending solutions for individuals and businesses
  • Guides clients with personalized strategies for financial growth and wealth-building
Senior Loan Officer
2022 - 2023

Revolution Mortgage

  • Originated residential loans with a high volume of successful closings across 29 years in the mortgage industry
  • Consistently recognized as a top-performing loan officer, including Scotsman Guide’s Top Woman Originator and 5280 Magazine nominee
  • Earned multiple President’s Club and Chairman’s Club honors for outstanding production and client service
Senior loan originator
2018- 2022

Synergy One Lending, Inc.

  • Originated and managed a high volume of residential loans, specializing in personalized financing solutions
  • Built strong partnerships with homebuyers and real estate agents to support seamless transactions
  • Recognized for top-tier performance and client service in a competitive lending environment

Professional journey

20+ Years Experience

Areas of Expertise

New

First-Time Homebuyer Guidance

Stacey provides step-by-step support to first-time buyers, simplifying the mortgage process and ensuring a smooth path to homeownership. Her patient, educational approach helps new buyers feel confident every step of the way.

Weak Financial Growth

Investment Property Financing

From single-family rentals to multi-unit properties, Stacey helps investors secure financing that aligns with their short- and long-term goals. Her insights into loan structuring and market trends provide a competitive edge.

Discount

Refinancing Solutions

Looking to lower your interest rate or access home equity? Stacey offers strategic refinancing options to help homeowners maximize savings and improve long-term financial health.

Rent

Short- & Mid-Term Rental Financing

Stacey understands the unique needs of short-term rental investors. She provides tailored financing strategies and guidance on regulations, tax implications, and qualifying criteria.

Financial Success

High Net-Worth Borrower Services

For clients with complex financial portfolios, Stacey delivers discreet, high-touch mortgage solutions that align with their financial strategy and lifestyle goals.

Education

Client-Centric Mortgage Education

Stacey is passionate about empowering clients with the knowledge they need to make informed decisions. Through one-on-one consultations, workshops, and accessible resources, she demystifies the mortgage process.

my approach

I believe that a mortgage should be more than just a financial transaction—it should be a strategic decision that supports your long-term goals. My approach centers on three core principles:

EDUCATION

Ensuring you understand all your options and the implications of each choice.

personalization

Recognizing that every client's situation is unique and requires a tailored solution.

transparency

Maintaining clear, honest communication throughout the entire process.

This philosophy has guided my practice for over 20 years and remains at the heart of every client relationship.

CREDENTIALS & RECOGNITION

certifications

  • Certified Mortgage Advisor (CMA)
  • Certified Residential Mortgage Specialist (CRMS)

awards & recognition

  • Top Producer, The Dowling Group (2019-2024)
  • Client Satisfaction Excellence Award (2018, 2020, 2022)
  • Nominee for Five Star Mortgage professional award
  • Top 15% nationwide in origination volume

continuing education

  • Annual compliance and ethics training
  • Advanced courses in mortgage products and financial analysis

TESTIMONIALS

“Already closed! Thanks for working with us through all the quirks of co-signers and 4 gift letters and all of that!”

Jeremy

“You have been a fantastic mortgage broker for phase 1, and I’m sure you will be a fantastic one for phase 2 in November when we can work on my “forever loan” to go with my new forever home.  Have a great weekend!”

kate

“Thanks again to you and your team! You have been amazing; I can’t say enough good things.”

derrick

“You have been amazing on this loan and when we meet, we will tell you a bit more about of real estate plans in CO. Really looking forward to working with you on financing them!”

jangez

Affiliations

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